Now available for Early Access

Split Bills with Intelligence.

Split Munshi makes group expense management simple and stress-free. Whether you're sharing rent, splitting dinner bills, or managing travel expenses, our app keeps everyone on the same page with real-time notifications and automatic calculations.

Google Play
Join 50k+ Beta Users

Trip: Naran '26

Status: Pending Settlements

Total Spent

Rs. 85,400

You Get Back

Rs. 12,250

F

Faizan owes you

Fuel & Snacks

+Rs. 4,500
U

You owe Usama

Hotel Booking

-Rs. 12,000

Available on

Google Play
Download on the App Store

Trusted Payments

J
JazzCash
e
EasyPaisa
The Intelligence Engine

Designed for Financial Clarity.

Whether it's rent, world tours, or casual lunch, Split-Munshi provides the "Operating System" for your shared finances.

Smart Bill Splitting

Split expenses equally, by exact amounts, or by percentages. Perfect for complex dinners or shared household bills.

Group Management

Create unlimited groups for different trips, apartments, or events. Keep your contexts separate.

Push Notifications

Get instantly notified when you're added to an expense or when someone settles their debt.

Friend Network

Connect with friends via contacts and add them to expenses with a single tap.

Activity Feed

A transparent ledger of all group activities. See who added what, and when.

Expense Tracking

Add receipts, add notes, and categorize your spending for better financial visibility.

Secure Auth

Protected by bank-level security. Your financial data stays private and secure.

Multi-Platform

Whether you're on iOS or Android, Munshi works seamlessly across all devices.

Group Management

Tailored for every Dynamic.

From casual hangouts to complex living arrangements, Munshi handles it all.

Group Trips

Multi-currency support for international wanderlust.

Roommates

Recurring bills, rent, and utility splitting made easy.

Couples

Track joint expenses without the awkward conversations.

Dining Out

Quick "Add Expense" for those sudden dawat moments.

Project Teams

Work lunches and team events, exportable for reimbursement.

How it Works

Complex Debts.
Simplified Solutions.

01

Create Your Account

Sign up in seconds using your Google account or email.

02

Add Friends & Create Groups

Invite friends via email or phone number and create dedicated groups for different events.

03

Add Expenses & Split Bills

Add any expense, choose how to split it, and let Munshi do the complex math.

Settlement Optimization

Active Engine
Alice
Bob
Rs. 4,500 OPTIMIZED
YOU
Lead Munshi

Ali added "Afternoon Chai"

Rs. 850 • Office Group

2m ago

Optimization Complete

3 transactions reduced to 1

Usama paid "Electricity Bill"

Rs. 15,400 • Apartment 402

15m ago

Zain added "Fuel"

Rs. 4,500 • Naran Trip

1h ago

Ali added "Afternoon Chai"

Rs. 850 • Office Group

2m ago
The Living Ledger

Everything happens in Real-Time.

Never lose track of a single Rupee. Our live activity feed keeps every group member updated the moment an expense is logged or a payment is settled.

Instant Push Notifications

Know exactly when you've been added to a bill.

Full Audit History

See who changed what, and when, with zero ambiguity.

Monthly Spending Insights

Analytics for all active groups

Rs. 12k
Rs. 24k
Current: Rs. 45k
Rs. 15k
Rs. 9k
JAN FEB MAR APR MAY
85% Optimized
Travel (70%)
Food (30%)

Smart Insight: You saved Rs. 1,200 in bank fees this month.

Visual Analytics

Insight into every transaction.

Stop guessing where your money goes. Split-Munshi provides granular analytics on your group contributions, spending categories, and historical trends.

  • Category-based expense breakdowns
  • Net balance trend analysis
  • Automated PDF report generation

Why switch to Munshi?

Comparing the messy reality of group finances with our streamlined solution.

The Messy Way

  • "Who paid for dinner last night?"

  • "I forgot to pay you back!"

  • "Let me calculate everyone's share..."

  • "Did I already pay for this?"

The Munshi Way

  • Automatic tracking—no formulas or manual math needed.

  • Automated "Settle Up" reminders that aren't awkward.

  • Centralized ledger so expenses never get lost in chat history.

  • Beautiful interface that is completely free to use.

Our Philosophy

Why Choose Split Munshi?

Simplicity First

No steep learning curve. Intuitive design that anyone can use right out of the box.

Fair & Transparent

The algorithm guarantees mathematically perfect fairness for every settlement.

Real-Time Updates

Everyone in the group stays synced instantly with push notifications.

Privacy Focused

We don't sell your data. Period. Your financial information stays with you.

Always Improving

Regular updates and new features based directly on user feedback.

Free to Use

All core features are 100% free forever. No hidden paywalls.

Social Proof

Loved by Users Worldwide.

Join the thousands of people who have stopped arguing about money and started splitting it intelligently.

4.8★ Rating
10,000+ Downloads

"Split Munshi saved our roommate relationship! No more arguments about who paid for what. Everything is tracked automatically."

SM

Sarah M.

College Student

"We used this for our Europe trip with 6 friends. Made managing expenses so easy. Highly recommend!"

RK

Raj K.

Travel Enthusiast

"Finally, an expense app that's actually simple to use. My friends and I use it for everything now."

MT

Mike T.

Software Engineer

"As someone who splits bills with my partner, this app has made our financial life so much easier and transparent."

ER

Emily R.

Marketing Manager

Common Questions

FAQs

Is Split-Munshi really free to use?

How does the optimization algorithm work?

Can I use it for international trips?

Is my financial data secure?

Can I use Split-Munshi for business expenses?

Does Split-Munshi work offline?

Ready to split smarter?

Join thousands of users who trust Split-Munshi to handle their group finances with total transparency.